Commercial Fleet Vehicle Insurance Quotes

Many companies rely heavily every day on fleets of vehicles in order to run their business.  Taxi companies, logistics companies and car rental services are two examples of businesses that rely heavily on their fleet of vehicles.  While fleets are basically a collection of automobiles, when it comes to insurance purposes they need to be treated as completely different entities from normal personal cars. If you don’t really understand what fleet commercial vehicle insurance is, then this article below will be a valuable piece of knowledge for you.

What is fleet commercial vehicle insurance?

Roughly speaking, fleet commercial vehicle insurance is a special kind of automobile and liability insurance for a fleet of specialized vehicles. This fleet typically contains more than 3 vehicles, and tend to have the same configuration. The definition of a fleet varies from company to company. We typically define a small fleet as one which has 2-3 vehicles, a medium fleet as one containing 3-10 vehicles, and a large fleet as one having more than 10 vehicles. Fleet commercial insurance covers a wide range of vehicles, from passenger buses, taxis, to tow trucks, pick-up trucks, and containers.

What is included in fleet commercial vehicle insurance?

It is hard to define what will be and what won’t be included in fleet commercial vehicle insurance as each company has different options on their insurance policies. Typically, the following will be covered in the insurance:

• Fleet primary auto liability
• Protection against accidents
• Fleet auto and trucking cargo coverage
• Protection against risks such as vandalism, thefts, etc.
• Roadside assistance

These features will ensure that as a business owner you won’t have to worry about a thing when it comes to insuring your fleet of vehicles.  Other than the main features listed above there are also many niche options that can be tailored to fit your needs, whatever they be.

What’s the difference between fleet commercial vehicle insurance and non-fleet commercial vehicle insurance?

Fleet and non-fleet commercial vehicles are very similar, but the two types of insurance differ from one another in two following main features:

• Negotiable pricing: non-fleet commercial vehicle insurance does not offer you much flexibility in pricing plans, so the prices are often fixed. Meanwhile, insurance companies will often take a very good look at your business if you intend to buy fleet commercial vehicle insurance. They will let you negotiate and will change the pricing plan accordingly to your business, so you will often be charged less.
• Insurance for multiple vehicles: non-fleet commercial vehicles have to be individually insured, and this will take you time and effort. However, fleet commercial vehicles are insured in groups, so your driver can switch vehicles interchangeably without having to do further paperwork. You will also save a lot of money because you don’t have to insure every single commercial vehicle that you own.

Getting fleet commercial vehicle insurance is a great way to ensure that your fleet of vehicles will continue to work for you even if you run into a problem. With this kind of insurance, no accidents, thefts, nor vandalism will be huge trouble for you. If you are still looking for the best insurance company, look no further! With years of experience in the field, our insurance expert will guarantee to give you the best services with the most affordable pricing plans. Call us now to get a quote!